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Loan Program (Qarz-e-Hasana)

The Young Physicians Committee of APPNA has introduced a loan program (Qarz-e-Hasana) for the deserving young physicians of Pakistan who are interested in pursuing post-graduate medical training in the United States. It will be awarded to the needy and deserving candidates annually based on multiple criteria including but not limited to academic excellence and interview process. The recipient will receive up to US $5,000 to facilitate for USMLE exams, travel for clinical skill testing and interviewing process for the residency programs in the US. Please send the signed Application Form and scanned Required Documents via E-mail to

APPNA Loan Application


-Final year M.B.B.S. students
-Fresh graduates (who have passed final exam within last 24 months)
-Interested in pursuing post graduate medical training in the United States
-Deserving young physicians (to be determined by the YPC)

Documents required:

-Application form and signed "Terms and Conditions" 
-Curriculum Vitae
-Passport copy
-Medical College Degree/ Transcripts
-All M.B.B.S. Professional Scores
-ECFMG certificate copy
-All USMLE Step Scores
-A letter of recommendation from any US based physician or a Professor based in candidate's own medical school

If you like to contribute towards the APPNA loan program (Qarz-e-Hasana), please complete the pledge form.

APPNA Pledge Form
Scholarship Recipients